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Coming Soon: Take Photo Of Check, Deposit It in Bank

 
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ChrisDeHerrera
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PostPosted: Fri Mar 19, 2010 7:33 am    Post subject: Coming Soon: Take Photo Of Check, Deposit It in Bank Reply with quote

Coming Soon: Take Photo Of Check, Deposit It in Bank


Banks have already offered smartphone applications that let customers check balances, transfer funds and make payments. This new addition would take mobile banking a step further.

“The smartphone really becomes a mini ATM in your pocket,” said Bhavik Patel, product principal for remote capture for J&B Software, a company that has developed technology to do mobile remote deposits for banks, brokerages and other institutions.

Here’s how it works: A bank customer takes a photo of the front of the check and the back of the check that has been signed by the customer. The photo gets sent to the bank through its mobile application. In most cases, funds are in the customers account immediately.   (Source: Joseph Pisani CNBC News)


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